You can make purchases and or pay for goods and services across a number of channels in Lumi (AKL). When you place an order for a product or service from the webshop that is priced in AKL the payment is taken from your AKL Account and transferred to the Merchant's AKL Account when the Merchant approves your order for delivery.

However in some cases Some you may wish to make a direct payment in AKL at anytime at your convenience. To make a payment in AKL online please follow the steps below.

Visit and login.
You will get to the dashboard screen which looks like this.

swifin online dashboard

Click on "Pay user". You can also do this by clicking on "Payment to user" under the "Banking" menu item as illustrated below.

Payment to user

Make sure you select the source account or "From account" as AKL Account and enter the Swifin ID or Mobile number of the recipient - IMPORTANT please make sure the receiver is correct as all payments on the Swifin Exchange are executed in real time. Enter the amount as illustrated below and set the local currency to African Kingdoms Lumi. Check the details and click "Next"

Enter amount and select currency

After you click "Next" you will see a screen like the one below. Check that the payment details are correct and click "Confirm" - IMPORTANT: The amount to be transferred (AKL Amount to pay) is always calculated in AKL and the entered amount (Total amount) is always the amount in the selected Local Currency.

Check payment details

Click on "Confirm" when ready to process payment. You will see a screen such as the one below once payment is successfully completed.

Payment performed

Click on "View payment" if you want to display the completed payment details and or print the receipt. You will see a screen similar to the one below. To print, click "Print"

View payment details
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